Universal Credit UK: Britons could be able to receive payment early from the DWP | Personal Finance | Finance


Universal Credit is a living support payment designed to provide help to people on a low income or who are out of work. It has replaced six older ‘legacy’ benefits in an effort to streamline the system in the UK. However, under Department for Work and Pensions (DWP) rules, those who are new to a claim must wait for five weeks to receive their first payment.

People who claim Universal Credit can apply either through their online account on the government’s portal or through their work coach.

However, they are required to provide certain information in order to be eligible.

They must explain why the advance is needed, verify their identity, and provide bank account details so the advance can be paid.

Britons will usually find out on the same day if they can get an advance, with the payment issued within three working days.

However, there is also an instance in which the money may be received even earlier than this

The housing charity Shelter has explained that for those claimants experiencing an emergency, the DWP can be asked for a same day payment.

This is in instances where people require the money for essential needs such as food, housing and hygiene. 

But the advance is only a loan payment and it must ultimately be paid back within 12 months.

This is achieved through a lowering of subsequent Universal Credit sums until the repayment is complete.

Universal Credit should be received by Britons on a monthly basis. 

After the first payment, a claimant can be expected to be paid on the same date of every month.

This only differs if payment dates fall on a weekend or bank holiday, meaning people can expect to be paid slightly earlier.

And with a series of bank holidays approaching during the Christmas period, it is important to pay attention.

However, the government will also help with this process.

It releases altered payment dates over bank holidays for those expecting to be paid on a certain day.

Claimants will also receive a monthly statement, outlining how much Universal Credit they are going to receive. 

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