Universal Credit loan: Can I get a loan on Universal Credit? | Personal Finance | Finance

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If you’ve moved from Universal Credit to Pension Credit, any time spent claiming the benefit will count towards the six months.

You cannot get a Budgeting Loan if you are currently claiming Universal Credit and you must apply for a Budgeting Advance instead.

If you’ve been involved in industrial action, such as a strike, or if you owe more than £1,500 in total for Crisis Loans and Budgeting Loans, you won’t be eligible.

However, if you’re on Universal Credit, you can apply for a Budgeting Advance instead.





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