Child Benefit UK: Will your claim be limited by earnings or savings? Full details | Personal Finance | Finance
This will be particularly important if one of the parents has to give up or reduce how much they work to raise the child.
If the child being claimed for is under 12 and the claimant is not working or does not earn enough to pay National Insurance, they’ll be able to get National Insurance credits which will count towards a state pension.
This could protect state pension payments down the line as at least 10 years of National Insurance contributions will be needed to receive a state pension.
To make an initial claim, a “CH2” form will need to be completed and sent in to the Child Benefit office.